Teachers Credit Union

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At TCU, we strive to provide you with exemplary products and services. That is why we offer our members the choice of two great Credit Card options. Whether you want a Low Introductory Rate or you want to earn Rebate Rewards, we’ve got the card for you. 

TCU members: Login to Online Banking to apply.


Not a member yet? Click below to join!

Click here to apply now

No annual fees
Easy cash advances at ATMs
Securely select your PINs
Zero Liability™ Coverage
Verified by Visa® for Online Purchases
No Foreign Country Transaction Fees
Use CardSwap to link your card to your favorite online services

Travel abroad with confidence

TCU and VISA® will make sure your card works when and where you need it, almost anywhere in the world. Learn more about preparing your card for international travel.


Link your Visa® Platinum or Platinum Rewards Card to your favorite mobile pay services


Visa Account Updater (VAU)

Automatically updates your card information with participating merchants and payment processors with which you have set up automatic payments eliminating the need for you to contact the merchant/retailer to update your card information.

With VAU, your account files will be updated when your credit card information changes because of a product upgrade, card expiration, loss or theft and account closure. Changes in the cardholder’s name and address are not included. Merchant participation is optional and some may not choose to participate. 

No need to enroll, its automatic! 

  • Saves you time by automatically updating account information
  • Provides you with peace of mind knowing your payment will not be interrupted due to an expired, lost or stolen card
Visa Platinum Card
Low Introductory 1.99% APR* on purchases and balance transfers for 12 months
Visa Platinum Rewards Card
Earn a 1.5% Rebate Reward on all transactions


Visa® Platinum Credit Card Agreement


Visa® Platinum Rewards Credit Card Agreement


Visa® Platinum Interest Rates and Fees


Visa® Chip Technology Video


Auto Rental Collision Damage Waiver




On-Line (Internet Banking)

Login to Internet Banking>Loan Services>Credit Card Services

View Recent Transaction
 Make Payments
View Payment History
Order a Replacement Card
Request a PIN
Sign up and Receive Credit Card eStatements
And Much More



Teachers Credit Union
PO Box 71050
Charlotte, NC 28272-1050




During Business Hours
  • Call (877) 271-8328, 7:00 a.m. to 7:00 p.m. Monday through Friday and 8:00 a.m. to 1:00 p.m. on Saturday
After Business Hours (Weekdays/Weekends/Holidays)
  • Call (866) 820-3861

* APR=Annual Percentage Rate. Introductory APR for the first 12 months. Must be a member of Teachers Credit Union to be eligible to apply for either credit card.
Mastercard, the Mastercard Brand Mark and Priceless are registered trademarks and Priceless Surprises is a trademark of Mastercard International Incorporated.
©2019 MasterCard®. All rights reserved. Google Pay is a trademark of Google LLC. Android, Google Pay, and the Google Logo are trademarks of Google LLC. Google Pay works on Android devices running KitKat 4.4 or higher. Apple Pay is a trademark of Apple Inc., registered in the United States and other countries. Apple Pay works with iPhone 6s (and newer) and Apple Watch. Samsung Pay and the Samsung Pay logo are trademarks of Samsung Electronics Co., Ltd.



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© Teachers Credit Union.   New members are subject to a $7 membership fee and $5 initial Share deposit. Any links to external websites are links to alternative sites not operated by TCU. TCU is not responsible for the content of the alternate site. The privacy and security policies of the alternate site may differ from those practiced by TCU. TCU does not represent you or the third party if you enter into a transaction with the third party.


Federally Insured by NCUA.
Teachers Credit Union, Lender NMLS #686706