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Grow Your Savings

 

 

Share Certificate Specials

Term Share Certificate IRA Share Certificate Minimum Balance
13 Mo. Share Certificate
2.15% APY
IRA Share Certificate
2.20% APY
Minimum Balance
$1,000
22 Month Share Certificate
3.06% APY
IRA Share Certificate
N/A
Minimum Balance
$2,500
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Options to Save for Your Future

 

Maximize Your Savings

With a Share Certificate, you deposit the money for a set period, normally six months to seventy-two months. In return, you receive higher rates than with traditional savings accounts. The longer the term, the more you earn. It's a simple way to increase your long-term savings.

 

Prepare for Your Retirement

An IRA Share Certificate is a retirement plan that offers tax advantages. The two most common accounts are Traditional IRA's and Roth IRA's. Each offers different tax advantages and benefits so it's important to compare
 

Term Deposit Benefits:

 
  • Guaranteed rate
  • Higher dividends than regular saving accounts. 
  • Term options from 6 to 72 months
  • Minimum deposit options based on term 
  • Insured up to $250,000 by NCUA 

 

View Rates and all available terms 

 
 

Find your nearest service center and open your Share Certificate today!

 
Must be a member. The cost of membership is $12 ($7 membership fee and $5 initial deposit). Minimum to open a standard-term share certificate is $1,000. If you withdraw your share certificate before maturity, you will incur a penalty. Special terms and rates may be available. Check the Deposit Rates for details. All Certificate accounts are under the terms and conditions of the specified TCU Share Certificate account.   
 
Current specials: 
APY is Annual Percentage Yield. APR is Annual Percentage Rate. Must be a member. The cost of membership is $12 ($7 membership fee and $5 initial deposit).All Certificate accounts are under the terms and conditions of the specified TCU Share Certificate account.
 
13 Month Share Certificate: As of 8/3/18, 13 Month Share Certificate APY is 2.15% and APR is 2.13%. $1,000 minimum deposit. Account is subject to early withdrawal penalty. Rates are compounded monthly and are subject to change. Fees may apply and reduce earnings. Other fees may apply as described in the common features.
13 Month IRA Share Certificate: As of 8/3/18, 13 Month IRA Share Certificate APY is 2.20% and APR is 2.18%. $1,000 minimum deposit. Account is subject to early withdrawal penalty. Rates are compounded monthly and are subject to change. Fees may apply and reduce earnings. Other fees may apply as described in the common features.  
 
22 Month Share Certificate: As of 8/24/18, 22 Month Share Certificate APY is 3.06% and APR is 3.02%. $2,500 minimum deposit. Account is subject to early withdrawal penalty. Rates are compounded monthly and are subject to change. Fees may apply and reduce earnings. Other fees may apply as described in the common features.
 
 
 

 


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© Teachers Credit Union.   New members are subject to a $7 membership fee and $5 initial Share deposit. Any links to external websites are links to alternative sites not operated by TCU. TCU is not responsible for the content of the alternate site. The privacy and security policies of the alternate site may differ from those practiced by TCU. TCU does not represent you or the third party if you enter into a transaction with the third party.

 

 
Federally Insured by NCUA.
Teachers Credit Union, Lender NMLS #686706